PRE-PLANNING A FUNERAL
"If I were to die tomorrow, would my loved one know...."
- ... What type of service I want?
- ... Which funeral home or crematorium I prefer?
- ... How I want my remains handled?
- ... What type of casket or urn I want?
Many decisions which need to be made in planning a funeral include selecting funeral merchandise, the type of service desired and an officiant. Planning in advance ensures your wishes are fully met, down to the smallest detail.
"If I were to die tomorrow, how would my loved one's benefit from my decision to prearrange?"
My loved ones won't be burdened with making decisions at a difficult time. Prearranging reduces the potential for disagreements about funeral decisions and allows the family to focus on their grief and each other. They will be relieved of the financial responsibility for my funeral. Most importantly, they will take comfort in knowing they are honoring my wishes.
"If I were to die tomorrow, how would my loved ones pay for my funeral expenses?"
- Proceeds from my life insurance
- My savings
- My children's savings
- A loan taken by my family
- I do not know
Many families who do not prearrange use proceeds from life insurance to pay for their loved one's funeral, even though these proceeds are intended to pay for the living expenses of the survivors. Prefunding your funeral today provides the money your family will need to cover the costs associated with your death.
"if I were to die tomorrow, how much might my funeral cost?"
- Over $10,000
- $8,000 - $10,000
- $6,000 - $8000
- $4,000 - $6,000
- $2,000 - $4,000
- Under $2,000
According to one industry source, the average cost of a funeral in the year 2000 was around $4,800. In 2012, that same funeral cost an average of $7,600. That's a 58% increase in twelve years. Prefunding your funeral today can help protect your family from price inflation.
The decisions you make now will help your family during this difficult time.
To help protect your families in the event of a death is the reason you purchase life insurance and make a will to answer questions regarding your estate. End-of-life-planning should not end there.
Preplanning funeral and funding are growing trends in America for great reasons. Advance planning allows you to make decisions with a clear mind and purpose. To help protect your family from inflation cost, you can prefund your funeral.
It is very difficult to ask any question beginning with the phrase "if I were to die today..." But for many, the thought of leaving their families without the protection of prefunding and advance funeral planning is even more difficult.
If you ask yourself the questions on this page, it will become clear that preplanning your funeral is indeed a wise thing to do.